You're not alone in your debt journey
For over 14 years, we've helped thousands of South Africans reduce debt, stop creditor pressure and breathe again.
One-on-one guidance from certified debt counsellors
Up to 60% lower payments
Full legal protection from creditors from day one
“CyberFinance gave us hope when we thought there was none. Our monthly payments dropped by 55% and we can finally breathe again. The team treated us with such kindness and respect.”
Sarah M.
Mother of 2, Johannesburg
Debt-free in 24 months
4.9/5 rating
🛡️ NCR Registered
Let’s discuss reducing your debt & interest
Turn multiple debts into one manageable plan
Dealing with debt doesn’t have to weigh you down. Thanks to our clear and effective 5-step process, you’ll receive a tailored solution that fits your financial needs. With over two decades of experience, Cyber Finance has helped thousands of South Africans take back control of their finances, and we’re ready to help you too.
Specialises in debt counselling services
Our services
At Cyber Finance, we understand how overwhelming debt can feel. That’s why we offer three proven services designed to help you regain control, reduce your financial stress and build toward a more secure future. Whether you’re looking for guidance, legal protection or a smarter repayment plan, our expert team is here to walk the journey with you.
We help you restructure your debt into one affordable monthly payment, stop legal threats, and give you the space to breathe again. With expert support every step of the way.
We stop creditor harassment, negotiate lower interest rates, and combine all your debts into a manageable monthly payment, so you can move forward with peace of mind.
We offer practical, judgement-free advice to help you manage your debt, improve your budget and build a plan that works for your life, before it spirals out of control.
From overwhelmed to in control
Take the weight of debt off your shoulders
Struggling with multiple debts and high interest rates? We’re here to help. At Cyber Finance, we combine all your debt into one structured monthly payment that fits your budget, reducing pressure, interest and stress. With over 20 years of experience, our 5-step process is proven to help South Africans regain control and move forward with confidence.
What do our
clients say?
87% satisfaction score
38,267 people went before you
Finally after nine years, I was able to pay off the balance of my debt, which I did but the debt councillor, was not reachable to issue the clearance certificate. Thankfully, the NCR, recommended that I contact another DC to assist me which I did. Thank you very much to Cyber Finance, Cape Town but in particular, to Alain le Roux, who made the process so painless and always treated me in a professional way. I highly recommend Alain and I wish that I knew of him when I first started with debt review. Thank you, Alain.
Vicky Allan
I will like to thank the Cyber Finance specially Rene, Abbas, Imraan and the whole team for the good work and support from them. The team is determine and very helpful. You guys Rock, 10 out of 10 for you guys. You guys manage to get my car back for me. I will be forever thankful for your good/Excellent services and I will recommend anyone to use your services.
Gideon Hector
I would like to take this opportunity to thank Cyber Finance, with Melony Blake in particular, her assistance has far exceeded my expectations, from the time I decided to involve Cyber Finance, the approach has been nothing short of professional, friendly and understanding. I will no doubt recommend Cyber Finance to anyone who requires their services, thank you Melony and your team for everything!!
Sachin Singh
I am very happy thus far with the service i got from Cyber Finance. Friendly and efficient assistance from the consultants.Keep up the good work!
Sherese Michaels
Excellent service, and always ready to help – 1 Year with these guys and all has been great thus far! My queries are attended to immediately and resolved in no time. Thanks Guys!
Sebastian Aitken
96%
of our clients are debt free within 5 years
Top 10
National Debt Management Solutions Provider
5000+
SA consumers helped to date
14000+
Valuable assets protected from repossession
Ready to start the next chapter of your life?
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