Debt Counselling

Request a free debt assesment
Regain Financial Freedom With The Right Debt Counselling Solution.

The facts

We work with ambitious professionals who want your future to be successful.


of our clients are debt free within 5 years


National Debt Management Solutions Provider


SA consumers helped to date


Valuable assets protected from repossession

The Power of Debt Counselling Regain Financial Freedom With The Right Debt Counselling Solution.

Debt counselling is a process introduced by the National Credit Act (NCA) to help over-indebted or struggling consumers with an effective solution to rehabilitate their debt and find financial relief.

A registered debt counsellor with the National Credit Regulator (like Cyber Finance) can perform an evaluation on your debt situation to see whether you are over-indebted and which debt solution would be best for your situation.

Your debt counsellor will be able to assist you with your application and negotiate with your creditors, on your behalf.

“We have the capabilities and experience to deliver the answers you need to move forward.”
Hands of female entrepreneur working with bills and documents
Hans Overbeek
C.E.O. & founder of Cyber Finance

The Benefits of Debt Counselling Debt counselling has many benefits

Your benefits

As a South African consumer there are many reasons to apply Debt Counselling. The main benefit of debt counselling is that you are given the opportunity to find actionable solutions to regain your financial freedom.

The benefits of Debt Counselling include:

  • Pay only one affordable monthly payment.

  • Reducing your interest rate on your debt.
  • Protect your assets for repossession.
  • Clear and rehabilitate your credit record.

Let's discuss your financial situation


Our debt counselling process starts with an obligation free debt assessment. 

Our Free Debt Assessment is structured to give you a complete overview of your financial situation before choosing a debt solution.

With the assessment, you are assigned your own dedicated financial specialists. When completing the assessment, we take into consideration your living expenses and all your current debt obligations, we then evaluate and advise you on the correct action to take.

Once the assessment is complete and you want to make use of our services. Your dedicated financial specialist will then assist you through the entire process, from application to clearing your debt.


Ready for a new chapter in your life?