How Debt Impacts Couples Married in Community of Property
How Debt Impacts Couples Married in Community of Property Understanding how your marriage contract will impact the management of your family’s finances is essential to a happy marriage and a secure financial future. If you get married without drawing up an ante-nuptial contract, you will automatically be regarded as being married in community of property […]
Everything You Need to Know About Debt Review
Everything You Need to Know About Debt Review What is debt review If your debts have spiralled out of control and you find yourself unable to meet your monthly repayments, you can apply for a debt review. You can approach a debt counsellor who will examine your debt, negotiate with your creditors and come up […]
DebiCheck: All About SA’s New Debit Order System
DebiCheck: All About SA’s New Debit Order System Debit orders are among the most popular ways of paying bills in South Africa. However, over the past few years, debit order abuse has become a major issue, both for companies as well as consumers. Customers are disputing previously agreed upon contracts, while fraudulent companies are tricking […]
Safeguard Yourself Against Debt by Avoiding These Money Mistakes
Safeguard Yourself Against Debt by Avoiding these Money Mistakes Avoid these money-saving mistakes and start your journey towards financial freedom. It’s fair to say that we’d all like to have more money, but how do we get there? How do we navigate the treacherous waters of overspending and credit sharks? Let’s take a look at […]
Four Options for Consumers Who are Over Indebted
Four Options for Consumers Who are Over Indebted South African consumers are more cash-strapped than ever before and there is nothing worse than running out of money before month-end. It is no surprise that consumers are reeling under the cost of spiralling prices with Stats SA reporting that fuel is 37% more expensive than it […]
What Happens to Your Debt When You Pass Away?
What Happens to Your Debt When You Pass Away? There are many misconceptions about debt and inheritance. Many South Africans believe that their debts disappear at their death, but this is not so. There are two possible scenarios that take place when you pass away that will inform how your debt is managed and whether […]
What You Need to Know About Credit Assessments in South Africa
What You Need to Know About Credit Assessments in South Africa Credit assessment, credit score, credit check, credit report are all terms we hear in relation to loans, credit cards and lending but what does it actually mean and what is the difference between a good credit score versus a bad one and how does […]
Cash Strapped Tips: How to make your money go further
Cash Strapped Tips: How to make your money go further The cost of living has significantly overtaken the household income of already cash-strapped South Africans who are reaching for credit and costly short-term loans to plug their financial shortfalls each month. The cause of the current consumer debt spiral, which is steadily worsening, is due […]