Applying this process helps make your life easier by consolidating some of your debt. Early debt indicators such as skipping payments, regularly missing payment dates and increased financial stress are signs to seek financial help.

Voluntary Debt Restructuring is a great short-term alternative to other debt restructuring solutions, giving you freedom to control our debt.

Some benefits are:

  • Restructure your unsecured debt into one monthly payment.

  • Choose what accounts to include under VDR.

  • The process can be cancelled at any time.

  • Maintain access to credit facilities.

  • Reduce monthly debt payments by up to 50%.


Our Debt Restructuring process starts with an Obligation Free Debt Assessment. 

Our Free Debt Assessment is structured to give you a complete overview of your financial situation before choosing a debt solution.

With the assessment, you are assigned your own dedicated financial specialist. When completing the assessment, we take into consideration your living expenses and all your current debt obligations, we then evaluate and advise you on the correct action to take.

The assessment is obligation free and once complete; it is up to you whether you would like to make use of our services. Your dedicated financial specialist will then assist you through the entire process, from application to clearing your debt. You retain control!