10 Commandments of Debt Counselling
10 Commandments Of Debt Counselling Let’s face it. It is so easy to get trapped in a downhill slide of credit cards, personal loans and clothing accounts. Sometimes people borrow more money than they can afford to pay back and then they find themselves in serious financial trouble. Debt Counselling is an option for over-indebted […]
The 10 Biggest misconceptions about debt counselling
It is our passion as a debt counselling company to give you as much information about what we do as possible. Transparency is vital when it comes to trusting in us as your debt counsellor. In this article we will be discussing the 10 Biggest Misconceptions about Debt Counselling we experience. We all want to […]
Beware of Debt Counselling Scams!
Beware of Debt Counselling Scams! Make sure your debt counsellor is accredited and reliable. We are unfortunately living in a world where crime and greed are abundant. The financial industry is probably one of the most targeted industries out there. Just like your bank gives you guidelines on how to keep your money safe and […]
The Effect of Debt Counselling on Your Family
The Effect of Debt Counselling on Your Family By now you should have a better understanding of how debt counselling works. When making a decision to go under debt counselling, many people have asked: “How does debt counselling affect me?” The one question few asks, but that is just as important, is: “What effect could […]
Debt Management: Benefits of Debt Counselling
Debt Management: Benefits of Debt Counselling Debt counselling involves appointing a qualified debt specialist to help you re-arrange your debt and negotiate better credit terms with your creditors. Appointing a debt counsellor is the first step in the debt management process. Bear in mind going for debt counselling does not mean that your debt will […]
Everything you need to know about ‘Blacklisting’
Everything you need to know about ‘Blacklisting’ We’ve all heard the term ‘blacklisted’ and we’ve been conditioned to fear it ever happening to us. But what does this term actually mean and does it still apply today? In the past, to be ‘blacklisted’ meant that you had a record of non-payment of outstanding debt. In […]
3 Tips For When You Are Indebted Beyond Your Means
3 Tips For When You Are Indebted Beyond Your Means The COVID-19 pandemic has been devastating for the South African economy. The number of people in debt who are relying on their credit to stay alive has sky-rocketed, leaving the South African economy teetering on the edge of borrowed time. Between the first and second […]
Tell-tale signs that you need debt counselling
Tell-tale signs that you need debt counselling South Africa is facing a rising debt crisis. The pressure placed on the economy due to the COVID-19 pandemic has severely affected people’s economic situations. More families have fallen below the bread line as primary caregivers have been laid off or placed on contractual employment. Credit providers have […]
10 Commandments of Debt Counselling
10 Commandments Of Debt Counselling Let’s face it. It is so easy to get trapped in a downhill slide of credit cards, personal loans, and clothing accounts. Sometimes people borrow more money than they can afford to repay and then they quickly find themselves in serious financial trouble. What is Debt Counselling Debt counselling is […]
Four Options for Consumers Who are Over Indebted
Four Options for Consumers Who are Over Indebted South African consumers are more cash-strapped than ever before and there is nothing worse than running out of money before month-end. It is no surprise that consumers are reeling under the cost of spiralling prices with Stats SA reporting that fuel is 37% more expensive than it […]